In a prior job, I had the dubious honor of being, in some folksâ minds, the embodiment of evil â" working with consumer credit data in insurance pricing, poking around in summaries of consumersâ financial transactions to see what could be learned about their behavior. (Yes, most of my work was anonymized and done in such a way as to not impact consumersâ live filesâ¦but Iâm sure that some consumer advocates would actively disbelieve the truth there.) That experience, along with my own quasi-li